Microsoft word - orthodox health plan discount drugs announcement.doc
Save on Drugs While You Save on Groceries
You know that shopping at stores like Costco, Walmart, and Sam’s Club is a good way to stretch your household budget. But did you know that you can also get big savings on your prescription drugs? A number of warehouse stores and drugstore chains offer discount-drug programs with no annual fees. You can buy a 30-day supply of generic medication for as little as $4—a much better deal than the medical plan’s $15 copayment. Here are some of the programs that can help cut drug costs for both you and the
Orthodox Health Plan. Visit these websites or call the store nearest you to find out about lower-cost options. The Store To Learn More
Pay $4 for a 30-day supply and $10 for a 90-
Get a wide range of generics for $4 for a 30-
Receive discounts on all your prescription
drugs, including many generics under $10.
Save up to 20% on thousands of brand-name
and generic prescription medications; select generics cost $8.99 for a 30-day supply and $15.99 for a 90-day supply.
Get more than 300 widely prescribed generic
drugs for $4 for a 30-day supply and $10 for a 90-day supply.
*You don’t have to be a Costco or Sam’s Club member to buy prescription drugs there; just say at the door that you’re visiting the pharmacy.
For Example. The antibiotic amoxicillin is one of the top 10 drugs prescribed under the Orthodox Health Plan. Both Walmart and Target offer a 30-day supply of amoxicillin for $4 and a 90-day supply for $10. And generic alternatives to Lipitor—the #1 drug used by Orthodox Health Plan participants—are available at all of the stores listed above. You can also find great deals on prescription drugs at many local grocery chains, such as Shop & Stop, Giant, and Wegmans. For instance, Stop & Shop offers a 90-day supply of over 350 commonly prescribed generic medications for only $9.99. Check your local stores to see if they offer special prices for generic drugs. Why Generics Are Your Best Value
A generic drug has the same active ingredients—and works the same way—as the brand-name version. Although a generic may have a different name or appearance, the Food and Drug Administration requires that generic and brand-name drugs meet the same quality standards. Why pay more for a label? The accompanying bulletin explains what every smart health care consumer should know about generic drugs. The Bottom Line
Whether you’re in the market for frozen food, back-to-school clothes, or prescription drugs, it makes sense to shop where you’re going to get the best deal!
What is a generic drug? Are generics as good as brand-names?
A generic is a copy of a brand-name drug. A brand-
By law, al generics must have the same active
name drug has a patent. When the patent runs out—
ingredients as the brands they copy. Th ey must be the
usual y aft er 10 to 14 years—other companies can
same strength and work the same way as the brand-
name drug. Generic drugs are not like generic cereal
or canned goods, where the brand name can be a
Drug companies spend bil ions of dol ars advertising
brand-name drugs, like Lipitor and Celebrex. But oft en
you can get a generic drug that works just as wel —
What is diff erent about generics?
The big difference is that generics usual y cost less than
brand-name drugs. There are a few other differences—
like color, shape, size, or taste—but they do not aff ect
Today, there are generics for about half of al prescription
Generics have diff erent names. Most drugs have a
brand-name and a generic name. For example, Advil
and Motrin are just brand names for the generic drug
Get to know the generic names. Do not pay for
brand-names just because you recognize them or they
Generics look diff erent. Brand-name drugs are oft en
advertised by color and shape. Remember the ads for
the “purple pil ” for heartburn? Generics are oft en
Do not be fooled by looks. Sometimes the shape or
coating on a brand-name drug wil make it easier to
swal ow or digest, but this does not make it better.
Try the generic whenever possible. You wil get the
same benefi t to your health, and you wil save money. 7KH IHGHUDO )RRG DQG 'UXJ $GPLQLVWUDWLRQ )'$ UHJXODWHV ERWK JHQHULF DQG EUDQGQDPH GUXJV %RWK NLQGV RI GUXJV PXVW PHHW WKH )'$ TXDOLW\ VWDQGDUGV
Generic Drugs: The Same Medicine for Less Money
How much money can I save with generics? Can the pharmacist give me a generic if my doctor prescribed a brand-name drug?
• If you pay a flat fee co-pay for your drugs, the co-pay
Yes. In most cases, your pharmacist can give you the
is lower. You may pay $5 to $15 for the generic drug
generic instead of the brand-name drug.
but $15 to $35 for the brand-name drug.
• If you pay a co-pay based on the ful cost of the drug,
What if there is no generic version of the
like a 30% co-pay, you also save money. The ful cost
brand-name drug I take?
of a brand-name drug is about 3 times the cost of
Ask your doctor about generics in the same class of
drugs. Ask if one of these generics would work as well
as the brand-name drug. For example, there is a class
• If you do not have drug coverage and you pay out
of drugs, cal ed statins, to treat high cholesterol. Some
of pocket for your medicine, you save even more
statins come as generics, while others do not. If you
take a brand-name statin, ask if one of the generic
Remember, generic drugs have been in use for
more than 10 years—first as a brand-name and then
as a generic—so we know a lot more about their safety
Resources Consumer Reports Best Buy Drugs can help you find
lower-cost generic drugs. Visit our free website,
www.ConsumerReportsHealth.org/BestBuyDrugs. Compare Costs
This chart lists the ful cost—what you pay if you do not have drug coverage.
This series is produced by Consumers Union and Consumer Reports Best Buy Drugs, a public information project supported by grants from the Engelberg Foundation and the National Library of Medicine of the National Institutes of Health. These materials were also made possible by a grant from the State Attorney General Consumer and Prescriber Education Grant Program which is funded by the multi-state settlement of consumer fraud claims regarding the marketing of the prescription drug Neurontin. This brief should not be viewed as a substitute for a consultation with a medical or health professional. It is provided to enhance communication with your doctor, not replace it. Neither the National Library of Medicine nor the National Institutes of Health are responsible for the content or advice herein.
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