Do you want to buy antibiotics online without prescription? http://buyantibiotics24h.com/ - This is pharmacy online for you!
First Time Buyers
Well done! The decision to buy a home has proven to be one of the best made for millions of happy home owners. It’s a fact that property is a good investment, especially when you compare it to paying rent. It is important, however to enter the property market with a good understanding of how a property purchase works, what your costs will be and a respect that this is probably one of the largest financial commitments you will ever make.
Your iLoan consultant will give you the best advice on all aspects of your home purchase, and most
importantly on financing it, particularly when the banks differ in their approach to lending. We will help
you understand the different interest rates, fees and charges, and terms and conditions available. We
will explain to you the features of the different loans and why they are more suited to your individual
• Know what you can afford and the costs
• Consolidate your finances
• Significant savings are possible by consolidating all your finances. As home loan rates are significantly
lower than those for personal loans, overdrafts and credit cards, but significantly higher than savings and current account rates, it makes sense to consolidate everything into your home loan account.
Minimise your Mortgage
By effectively structuring your finances, you can significantly reduce your total home loan debt. Arranging
part of your salary to be credited directly to the loan and making additional repayments on an ad hoc
basis (like when you get a bonus) will have very beneficial results. By sticking to a workable monthly budget
and avoiding unnecessary debt, you can repay your loan much more quickly and save vast amounts
of interest. To find out how much interest you can save and how many years you can take off your loan,
contact us today.
You can settle your home loan in 5 years:
• Pay off an extra 1.2% of the original capital debt each month (R1 200 per R100 000)• Adjust for interest rate changes when they occur• Don’t access funds already paid off
Whilst this may mean some sacrifices, you will save a fortune in interest.
• Deposit of anything from 15% - 30%
• First time home buyers only
• Have a clean credit record.
• Minimum loan amount of R100 000
First Time Buyers | Page 1 of 2
• Single or joint income must be minimum R6 000 a month• Your monthly bond repayments cannot exceed 30% of your gross monthly income. Also refer the National
• Permanent employmentYou can take advantage of the option provided by certain banks of a 3 month holiday on home loan repayments.
Find out more about owning your own home, contact us.
First Time Buyers | Page 2 of 2
Tablet Press EXTRA The prescribing newsletter for GPs, nurses and pharmacists in Northamptonshire Primary Care Trust Smoking Cessation and Northamptonshire NRT formulary Between 2007-8 and 2010-11 the cost of NRT prescribed or supplied via pharmacies in Northamptonshire increased from £362K to £761K per year. In order to try to get the best outcome from this investment in NRT (an
KEEP OUT OF REACH OF CHILDREN READ SAFETY DIRECTIONS BEFORE OPENING OR USING Conquest SquareDown 360 ACTIVE CONSTITUENT: 360g/L GLYPHOSATE PRESENT AS THE ISOPROPYLAMINE SALT Conquest SquareDown 360 Herbicide is a water soluble herbicide for non-selective control of many annual, perennial and aquatic weeds in the situations stated in the directions for use table